Q. What is the balance beside the account name?
A. For deposit accounts, the balance listed is the available balance. Available balance includes all transactions that have already been posted to your account plus certain transactions you have made since the last posting. Some of the transactions that are included in available balance are cash deposits and withdrawals, transfers, automatic (ACH) deposits and drafts, and point-of-sale purchases made using your ATM card or VISA Check Card.

For credit and loan accounts, the balance listed is the outstanding balance, not your minimum payment due.

Q. When will this transfer take effect?
A. This transfer will take place as soon as you click Confirm on this page. A transfer to a credit account will post to your account as a payment by the following business day.